Millions of low‑income Americans are set to receive a $1,000 bonus payment this July as part of a national effort to alleviate cost‑of‑living pressures. With payments rolling out soon, here’s what you need to know to check your eligibility, track your bonus, and secure your payment.
Who Qualifies for the $1,000 Bonus?
To qualify, you must be a U.S. citizen or lawful resident, aged 18 or older, with a 2024 adjusted gross income (AGI) of $30,000 or less (single) or $45,000 or less (joint filers). Households receiving SNAP, Medicaid, or SSI benefits are also automatically eligible, even without filing a tax return. Applicants must have filed a federal tax return or submitted a non‑filer form by June 15, 2025; those on qualified assistance programs but not required to file should still complete the non‑filer form to receive their payment.
When and How Payments Will Be Made
Payments will be distributed via direct deposit or mailed checks, depending on your filing status and available banking info. Here’s the expected timeline:
| Milestone | Date / Window |
|---|---|
| Non‑filer / Tax Return Deadline | June 15, 2025 |
| Direct Deposit Info Update Deadline | June 25, 2025 |
| Direct Deposit Payments Begin | July 5–10, 2025 |
| Mailed Checks Issued | July 15–31, 2025 |
| Tracking Available in IRS Portal | Starting July 1, 2025 |
After July 1, you can check your status in the “Get My Payment” portal, which will display your scheduled deposit date or mailing timeline.
What You Should Do Now
If you haven’t filed your 2024 tax return or non‑filer form, do so by June 15. Households receiving SNAP, Medicaid, or SSI benefits who aren’t required to file tax returns should still submit the non‑filer form to be eligible. By June 25, visit the IRS portal to confirm or update direct deposit information to avoid receiving a mailed check. Starting July 1, log in to view your payment status—look for “Scheduled” or “Sent,” which indicate when funds will hit your account.
What If You Don’t Receive the Payment
If you haven’t received the $1,000 bonus by August 10, 2025, check the IRS portal—delays can stem from outdated bank info, identity verification holds, or missing documentation. If flagged in the portal, follow prompts to update or correct the issue within five business days. For unresolved issues, call the IRS Economic Impact Payment hotline at 1‑800‑919‑9835, ready to provide your Social Security number, filing status, AGI, and any portal error messages.
The $1,000 bonus offers vital assistance during a challenging period for low-income families. To make sure you receive it, file your tax return or non‑filer form by June 15, update banking details by June 25, and track your payment status starting July 1. If any problems arise, act quickly—your bonus is within reach.
FAQ’s:
1. What if I receive SNAP or SSI and don’t file taxes?
You can still get the $1,000 bonus by submitting the IRS non‑filer form by June 15.
2. Is the bonus taxable?
No—it’s non‑taxable federal relief, not counted as taxable income.
3. What if my bank account changed after June 25?
Payments may be delayed—update your info early; otherwise, expect a mailed check.
4. Can someone apply on my behalf?
Third parties cannot apply; only you should submit the non‑filer form or tax return under your SSN.
5. When should I call the IRS for help?
If payment hasn’t arrived by August 10 or if the portal shows unresolved errors, contact the hotline.
