Attention all eligible taxpayers: deadline alert! File your 2024 return or non-filer form by July 20, 2025, to receive the full stimulus refund. Here’s everything you need to know before missing out on this vital financial boost.
Who Needs to File by July 20?
Anyone eligible for the 2025 federal stimulus refund must submit either a 2024 tax return or an IRS non-filer form by July 20, 2025. Eligibility typically hinges on having an adjusted gross income (AGI) under $75,000 for single filers, $112,500 for heads of household, or $150,000 for married couples filing jointly. Households with dependents, seniors, low-income citizens—even those receiving benefits like SNAP or SSDI—qualify, provided they submit the necessary forms before the deadline.
How to File and Verify Submission
Submit your return electronically (via IRS-approved software) or on paper, postmarked by July 20. Non-filers must use the IRS portal to register and include qualifying documentation (proof of identity, income, or benefits). Once filed, check the “Get My Payment” portal starting July 25 to verify that the IRS has recognized you as eligible and processed your information.
| Action | Deadline or Window |
|---|---|
| File tax returns or non-filer form | By July 20, 2025 |
| IRS data update for payment tracking | July 25–30, 2025 |
| Early direct deposit payments begin | July 27–31, 2025 |
| Remaining deposits & final wave | August 1–5, 2025 |
| Mailed checks start | August 6–20, 2025 |
What Happens After Filing
Once the IRS updates its systems (typically July 25 onwards), the “Get My Payment” tool will confirm your eligibility status. If eligible, electronic payments begin July 27 and continue through early August, with mailed checks for non-deposit filers sent between August 6–20. Check your portal for payment status: “Scheduled,” “Sent,” or “Mailed.”
What to Do if You Miss the Deadline
If you file after July 20, you’ll forfeit the chance to get the full refund this round. You may still get a partial payment, but it may not arrive until September or October. If flagged for missing documentation or bank info, respond within five business days via the portal. If unresolved, call the IRS Economic Impact Payment hotline at 1‑800‑919‑9835 once the portal shows “Sent” or “Delayed,” providing your Social Security Number, AGI, and filing details.
Filing by July 20, 2025, is essential to secure the full stimulus payment this summer. Submit your return or non-filer form on time, check the IRS portal starting July 25, and expect deposits by early August. If you miss the deadline, act quickly—though be prepared for delays or reduced amounts. Don’t delay: file now to claim every dollar you deserve.
FAQ’s:
1. What if I filed before July 20 but forgot to include dependents?
Amend your return immediately—use Form 1040-X to add dependents before July 20 for full credit.
2. Is the refund taxable?
No—this stimulus is non‑taxable federal relief and not included in taxable income.
3. Can non-filers with SNAP or SSDI still qualify?
Yes—non-filers receiving benefits must submit the non-filer form by July 20 to register.
4. What if my bank account was closed after filing?
Update your direct deposit info in the portal ASAP; otherwise you’ll receive a mailed check.
5. How do I track payment after filing?
Use the IRS “Get My Payment” portal from July 25 onward—it provides up-to-date details on your refund status.
