The Canada Child Benefit (CCB) continues to provide essential financial assistance to millions of Canadian families. This tax-free monthly payment is designed to help parents with the cost of raising children under 18. For June 2025, the government has announced an increase in the payment amount, ensuring families receive more support to meet rising living costs. The boost comes in response to inflation and reflects the annual adjustment tied to the cost of living index.
Who Qualifies for the CCB in 2025?
To be eligible for the Canada Child Benefit, applicants must live with a child under 18 years of age, be primarily responsible for their care, and file annual income tax returns. The benefit is income-tested, which means the amount you receive depends on your adjusted family net income from your 2023 tax return. Canadian citizens, permanent residents, and protected persons are all eligible to apply if they meet the other criteria.
| Eligibility Factor | Requirement |
|---|---|
| Age of Child | Under 18 years |
| Residency | Must live in Canada and be a legal resident |
| Primary Caregiver | Must be the main caregiver of the child |
| Tax Filing | 2023 tax return must be filed |
| Income Level | Benefit decreases as income increases |
How Much Will You Receive?
As of June 2025, the maximum annual benefit per child under 6 has been increased to $7,437, while for children aged 6 to 17, the annual maximum is now $6,275. This means eligible families could receive up to $619.75 per month for younger children and $522.91 per month for older ones. The actual amount varies depending on your family’s income and number of children. Families with lower incomes will see larger payments compared to higher-income households.
When Is the June 2025 Payment Date?
The Canada Child Benefit for June 2025 will be paid on Friday, June 21, 2025. Most families who have enrolled in direct deposit will receive the funds in their bank account by the morning of the payment date. If you receive the benefit by cheque, it may take 3–5 business days longer. It’s important to keep your banking and address information up to date to avoid any delay in receiving the payment.
What to Do If You Haven’t Received the Payment?
If the expected payment hasn’t arrived by June 26, 2025, families should first log into their CRA My Account to check for issues such as unprocessed tax returns or incorrect banking information. If there are no visible issues and the delay persists, contact the CRA to verify your file. Ensuring your tax return was filed on time and accurately is the most important step in receiving uninterrupted CCB payments.
The Canada Child Benefit continues to be a cornerstone of family financial support in Canada. With the June 2025 increase, more money is going directly to the parents who need it most. Whether you have a toddler or a teenager, the CCB helps ease the burden of everyday expenses like food, clothing, and education. Stay updated with CRA and ensure your tax and personal records are accurate to continue receiving your payments smoothly.
FAQ’s:
1. Is the CCB payment automatic?
Yes, if you’re already enrolled and have filed your taxes, payments are automatic.
2. Do I need to apply every year?
No, but you must file your taxes each year to remain eligible.
3. Can newcomers to Canada receive CCB?
Yes, if they meet residency and caregiver requirements and file taxes.
4. Is the CCB considered taxable income?
No, the Canada Child Benefit is tax-free.
5. What if I had a new child in 2024?
Update your information with CRA to add the new child to your benefit file.
