The U.S. government has announced a new financial support initiative aimed at helping single mothers, offering $900 stimulus checks beginning in July 2025. With inflation and rising living costs affecting families across the country, this aid is designed to ease the burden for low- to moderate-income households. If you’re a single mom, now is the time to find out if you’re eligible, how to apply, and when to expect your deposit.
Who’s Eligible for the July Stimulus?
Single mothers who filed their 2024 federal tax return as head of household or as a single filer with at least one dependent under the age of 18 are eligible. To qualify for the full $900 payment, your adjusted gross income (AGI) must be $80,000 or less. Those with incomes above this threshold may receive a reduced amount, depending on IRS guidelines. Even if you haven’t filed taxes, submitting a non-filer form by the deadline will keep you in the running.
Payment Schedule and Distribution Method
The IRS has released an updated schedule for the July distribution. Direct deposit payments are expected to begin July 15 and continue through July 19. If your bank account is on file with the IRS and your return has been processed, you should see the payment within this window. For those receiving paper checks, mailing begins July 20 and will run through early August. The IRS’s Get My Payment tool will be available starting July 12 to track your refund status in real time.
| Important Dates | Details |
|---|---|
| Filing Deadline | June 30, 2025 |
| Bank Info Update Cutoff | July 10, 2025 |
| Direct Deposits Begin | July 15–19, 2025 |
| Paper Checks Mailed | July 20 – August 2, 2025 |
| Refund Tracking Starts | July 12, 2025 |
Steps to Ensure You Get Paid
To avoid delays, make sure your tax return has been submitted before the June 30 deadline. Check and update your direct deposit information through the IRS portal before July 10 to ensure your funds go to the correct account. If you’re using the non-filer form, double-check that all dependents are listed and your current address and banking details are accurate. These steps can prevent the payment from being delayed or misrouted.
What If You Don’t Receive It?
If you haven’t received your payment by July 22 and your IRS portal status shows “Sent,” allow a few more days for the deposit or check to arrive. Sometimes, bank processing times or mail delays can impact the schedule. If your status hasn’t changed or you believe there’s an issue, call the IRS Economic Impact Payment hotline at 1‑800‑919‑9835. Have your Social Security number, filing status, and AGI ready to verify your identity and expedite support.
The $900 stimulus check for single mothers is a welcome relief for many struggling to make ends meet. Filing your tax return or non-filer form by June 30, updating your direct deposit information, and using the IRS portal are crucial steps to receive your payment on time. With deposits starting mid-July and paper checks soon after, now is the time to act.
FAQ’s:
1. What if I didn’t file taxes for 2024?
You can still qualify by submitting the IRS non-filer form by June 30, 2025, including your dependent information.
2. Will I get the full $900 if I have two or more kids?
Yes, the $900 is a flat amount per qualifying single mother, regardless of how many children you have.
3. What happens if I moved recently?
Update your address on the IRS portal immediately to avoid issues with paper check delivery.
4. Can I still update my bank info after July 10?
Yes, but doing so may delay your payment and shift it to the paper check process.
5. Is this payment taxable?
No, like previous stimulus payments, the $900 stimulus check is not considered taxable income.
