The IRS has approved a $2,400 refund for more than 10 million Americans, aiming to provide crucial financial relief amid rising costs. Here’s what you need to know about eligibility, the payment timeline, and how to make sure your refund arrives in your account.
Who Qualifies for the $2,400 Refund?
Eligible Americans are those who filed a 2024 federal tax return or submitted a non‑filer form by June 30, 2025. Single filers with an adjusted gross income (AGI) of $60,000 or less, heads of household up to $90,000, and joint filers up to $120,000 qualify for the full amount. Households with dependents may also receive partial refunds even with slightly higher income levels. Additionally, recipients of Social Security, SSI, SNAP, or Medicaid are included, provided their AGI is within the qualifying range.
When Will You Receive Your Refund?
Here’s the IRS payout schedule:
| Milestone | Date / Window |
|---|---|
| Tax Filing/Non-Filer Deadline | June 30, 2025 |
| Direct Deposit Info Update Due | July 7, 2025 |
| Online Portal Tracking Launches | July 8, 2025 |
| Early Direct Deposits Issued | July 10–14, 2025 |
| Mid-Wave Deposits | July 15–20, 2025 |
| Final Deposit Wave | July 21–25, 2025 |
| Mailed Checks Start Arriving | July 26–August 5, 2025 |
Once deposits begin, you’ll see “Refund Scheduled” or “Sent” in the “Get My Payment” portal starting July 8. Paper checks will be mailed several weeks later for those without direct deposit details.
What You Should Do Before July
If you haven’t filed your 2024 return or non‑filer form yet, do so by June 30. Confirm your direct deposit information in the IRS portal by July 7—this ensures you receive funds electronically during the early waves. Beginning July 8, log in to track your refund. If the portal indicates issues such as “Bank Info Needed” or “Identity Verification,” follow the prompts immediately to avoid delays.
What to Do If Your Refund Is Delayed
If your deposit hasn’t arrived by July 30, check your status in the portal. Delays are often due to outdated banking info, identity holds, or errors in filing. Address any flags immediately—most are resolved within a week. If your refund is still missing after August 5, call the IRS Economic Impact Payment hotline at 1‑800‑919‑9835, and have your Social Security number, AGI, filing status, and portal messages ready for reference.
The $2,400 IRS refund is a significant aid for millions of American households this summer. To secure yours, file or non-file by June 30, update bank info by July 7, and monitor the IRS portal from July 8. If you encounter delays, respond promptly to portal alerts or call the IRS hotline to ensure smooth delivery.
FAQ’s:
1. What if my income is just above the limit?
You may still receive a partial refund, depending on AGI and number of dependents.
2. Is the $2,400 taxable?
No—it’s non-taxable federal assistance and not counted as income.
3. What happens if I update bank info after July 7?
Your refund may be sent as a printed check, which arrives later in the cycle.
4. Can I still get the refund if I didn’t file taxes?
Yes—submit the non‑filer form by June 30 to register for the payment.
5. When should I call the IRS?
If your refund hasn’t arrived by August 5 and there are no portal alerts, dial 1‑800‑919‑9835 for support.
