Social Security recipients are set to receive a one-time $500 bonus this July, designed to help retirees and disabled adults handle inflation and rising living costs. Here’s exactly who qualifies, when the check arrives, and what you need to do to ensure it reaches your account.
Who Qualifies for the $500 Bonus?
All individuals who received a Social Security retirement, disability (SSDI), or SSI payment in June 2025 are automatically eligible—no application is needed. To qualify, your total 2024 combined income (from wages, Social Security, pensions, etc.) must not exceed $50,000 for single benefit recipients, or $75,000 for joint beneficiaries sharing benefits under one Social Security Number. If eligible, the $500 will be added automatically to your upcoming monthly benefit.
When Will the $500 Bonus Be Paid?
The extra $500 will follow your regular July payment schedule via the same method used for Social Security, whether that’s direct deposit or mailed check:
| Original Payment Date | Payment Method | July Bonus Arrival |
|---|---|---|
| July 1 | Direct Deposit | July 1 (+ bonus included same day) |
| July 3 | Mailed Check | July 3–5 (bonus included in check) |
If your July payment is electronically deposited on July 1, expect the full amount that day. If you receive a mailed check, it will arrive the same day or within a few business days, already reflecting the additional $500.
What You Should Do Now
No action is needed to receive the bonus if your information is up to date. However, it’s wise to double-check your bank account and mailing address through the My Social Security portal before June 25, 2025, to ensure smooth delivery. Beneficiaries expecting mailed checks who recently changed residence should verify their mailing address by mid-June to avoid misdelivery.
What if You Don’t Receive the Bonus
If your July payment arrives without the $500 by July 10, 2025, log into the My Social Security portal. Look for an alert or notice about the bonus. Common causes for missing payments include outdated bank or mailing info or not receiving a June payment. If the issue isn’t resolved through your account, contact the SSA at 1‑800‑772‑1213. Have your Social Security number, the date and amount of your July payment, and any alerts from your account on hand when calling.
The upcoming $500 add-on to July’s Social Security payment brings much-needed relief to millions. Beneficiaries will receive the extra funds automatically as long as their June 2025 benefit was active. No application is necessary—just verify your banking or mailing details by June 25 and be on the lookout for the full amount in your July payment. If the bonus doesn’t arrive, check your SSA portal and contact customer service to resolve any issues.
FAQ’s:
1. Do Medicaid or VA pension recipients get this too?
No—only those receiving Social Security (retirement, SSDI, SSI) qualify.
2. Is the $500 taxable?
No—this bonus is non-taxable federal assistance and won’t affect your tax return.
3. What if I recently switched banks?
Update your direct deposit info via My Social Security before June 25 to ensure timely delivery.
4. Will this change my future Social Security payments?
No—the $500 is a one-off payment and does not affect ongoing benefit amounts.
5. When should I call SSA if I don’t get it?
Wait until July 10, then contact SSA at 1‑800‑772‑1213 with your payment details and SSA account info.
