Kentucky parents impacted by job loss may be eligible for a one-time $3,500 aid payment from the IRS. Designed to support households where employment was disrupted in 2025, this aid can help with essential costs like groceries, utilities, and childcare. Here’s what you need to know to determine your eligibility and claim your payment.
Who Qualifies for the $3,500 IRS Aid?
To qualify, you must be a Kentucky resident with at least one child under 18, and have been unemployed or underemployed for at least 60 consecutive days in 2025. Your 2024 federal tax return must show adjusted gross income (AGI) of $50,000 or less for single filers, or $75,000 or less for joint filers. Even if you didn’t file taxes previously, you can still qualify by completing the IRS non‑filer form before July 31, 2025.
How to Apply and Crucial Deadlines
No separate Kentucky application is required—eligibility is determined via federal tax data. Ensure your 2024 tax return or non‑filer form is submitted by July 31, 2025. Then use the IRS “Get My Payment” portal to verify or update your direct deposit information by August 15, 2025, to ensure fast, hassle-free payment. While payments are automatic, keeping your banking details current is crucial to avoid delays or mailed checks.
| Key Step | Deadline/Window |
|---|---|
| Tax Filing / Non‑Filer Due | July 31, 2025 |
| Deposit Info Update | August 15, 2025 |
| First Aid Payments Issued | September 1–15, 2025 |
| Final Payments Completed | September 30, 2025 |
| Portal Support Closes | September 15, 2025 |
When You’ll Receive the Aid
Direct deposit payments begin flowing into accounts as early as September 1, 2025, with most arriving by mid-September. Those without valid banking info will get mailed checks by month’s end. Check the “Get My Payment” portal after September 1 to confirm processing and the expected delivery method.
What to Do If You Don’t Receive the Payment
If you haven’t received the full $3,500 by October 5, 2025, check your portal status. Delays usually stem from outdated account details, missing or incorrect tax info, or IRS verification issues. If flagged as “pending,” follow the portal’s instructions promptly. For unresolved issues, contact the IRS Economic Impact Payment hotline at 1‑800‑919‑9835, ready to provide your Social Security Number, filing status, and any notices you received.
This $3,500 IRS aid can provide a much-needed boost to unemployed Kentucky parents navigating tough times. To ensure you receive it: file your tax return or non‑filer form by July 31, update bank details by August 15, and track payment status starting September 1. Taking these steps now ensures that you won’t miss out on this critical financial support.
FAQ’s:
1. Do I need to have filed taxes previously?
You must file a 2024 return or complete the non‑filer form by July 31 to qualify.
2. Is my disabled or non‑custodial child included?
Only children under 18 living in your household count toward eligibility.
3. Is this aid taxable?
No—the $3,500 payment is non‑taxable federal relief, not taxable income.
4. What if my unemployment period was only 45 days?
You must meet the 60-day minimum to qualify for the payment.
5. Can I update my bank details after Aug 15?
No—the portal closes on August 15. After that, you’ll receive a mailed check if deposit info is missing.
