A fresh $1,750 refund is being rolled out this month by the IRS targeting workers who earned less than $45,000 in 2024, offering vital financial relief before summer ends. Here’s a full breakdown of who qualifies, when funds arrive, and how to ensure you receive every penny.
Who’s Eligible for the Refund?
To qualify, workers must have filed a 2024 federal tax return or submitted an IRS non-filer form by June 30, 2025, with a 2024 adjusted gross income (AGI) of $45,000 or less for single filers and $60,000 or less for head of household or joint filers. Priority is given to households earning wages, gig income or unemployment benefits—if your AGI falls within the limit, you’re in. Dependents are not required, but AGI must reflect your total income.
Payment Timeline and Distribution
The IRS plans a phased release of funds aimed at timely distribution:
| Milestone | Estimated Date |
|---|---|
| Filing/Non-Filer Submission Deadline | June 30, 2025 |
| Direct Deposit Info Deadline | July 7, 2025 |
| Portal Tracking Opens | July 8, 2025 |
| Early Deposits Begin | July 10–15, 2025 |
| Mid-Wave Deposits | July 16–20, 2025 |
| Final Deposit Wave | July 21–25, 2025 |
| Mailed Checks Sent | July 26–August 5, 2025 |
After July 8, the IRS “Get My Payment” portal will show your refund’s status as “Scheduled,” “In Progress,” or “Sent,” so be sure to track it there.
What You Should Do Now
If you haven’t filed your return or non-filer form yet, act quickly—submit by June 30. Next, log into the IRS portal to check or update your direct deposit information by July 7; this ensures funds go directly into your bank rather than being mailed. If you get a portal notice like “Bank Info Needed” or “Identity Verification,” prompt correction is crucial. Checking your payment status starting July 8 will help you catch any issues and avoid missing distribution waves.
What If You Don’t See the Refund?
If your portal reads “Sent” but no funds arrive by July 22, allow for usual processing delays. However, if the funds still don’t appear by July 28, revisit the portal to check for alerts like “Rejected” or “Incorrect Account.” Correct those quickly via portal tools—most payments redeposit within a week of resolution. If you still don’t receive it by August 10, call the IRS Economic Impact Payment hotline at 1‑800‑919‑9835 with your Social Security number, AGI amount, and any portal messages for faster assistance.
The $1,750 refund for workers earning under $45K is a significant boost to help cover everyday expenses. To claim it, file your 2024 return or non-filer form by June 30, update bank details by July 7, and track your payment from July 8. Fast action on portal alerts or a hotline call can ensure prompt receipt of your money.
FAQ’s:
1. What counts as income?
All taxable income—wages, freelance earnings, unemployment—is included in AGI.
2. Do I need a dependent to qualify?
No—this refund is strictly based on income level and filing status.
3. Will I owe tax on this refund?
No—this is non-taxable federal relief.
4. What if I miss the direct deposit deadline?
Your refund will be sent via check around July 26–August 5.
5. Can I check my refund status by phone?
Yes—after July 8, you can call the IRS portal number or use your online account to track it.
